What investment advice would you give to a newly recruited bank clerk? In what proportions should I divide my total investment among FD, RD, insurance, PPF, SIP or any other options? From what amount should I start and how to increase?

Broadly speaking, investment assets are of two types: Equity related: This has direct equity, equity mutual funds and SIP in… Read More »What investment advice would you give to a newly recruited bank clerk? In what proportions should I divide my total investment among FD, RD, insurance, PPF, SIP or any other options? From what amount should I start and how to increase?

Why do international funds in India buy units of other funds and not directly buy stocks in other countries (e.g., DSP US Flexible Equity Fund that invests in BGF, US Flexible Equity Fund)?

Some of the mutual funds operating in India that invest abroad (we will call them international funds) prefer to invest… Read More »Why do international funds in India buy units of other funds and not directly buy stocks in other countries (e.g., DSP US Flexible Equity Fund that invests in BGF, US Flexible Equity Fund)?