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Maxiom Wealth
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Which mutual fund should I opt for long-term and short-term benefits? This is the 1st time I’m going to invest in mutual funds.

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

For the long term goals, invest in a mix of equity funds based on your risk profile. This could be… Read More »Which mutual fund should I opt for long-term and short-term benefits? This is the 1st time I’m going to invest in mutual funds.

Is there any disadvantage to ELSS funds compared to any other funds?

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

ELSS funds have a three year lock-in compared to other funds. If your life goals demand liquidity earlier than that… Read More »Is there any disadvantage to ELSS funds compared to any other funds?

Which option is better on a mutual fund: a growth option or a dividend reinvestment option?

  • by Ram Kalyan Medury
  • April 22, 2024March 21, 2026

I will share three tips, although the growth option is generally better. The detailed answer will depend on your particular… Read More »Which option is better on a mutual fund: a growth option or a dividend reinvestment option?

What is the process for KYC verification to begin investing in mutual funds?

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

Know Your Customer (KYC) is a requirement by the government to ensure that only people whose identity is established invest… Read More »What is the process for KYC verification to begin investing in mutual funds?

Will the GDP of our country improve if citizens start investing in mutual funds rather than a bank’s savings account?

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

It is commonly understood that equity mutual fund returns and equity market returns follow GDP growth. Equities over time grow… Read More »Will the GDP of our country improve if citizens start investing in mutual funds rather than a bank’s savings account?

Are the markets overvalued? Is it the correct time to invest for a long-term or should I wait for a crash?

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

Time in the market is superior to Timing the market. Equity markets were at a high in January, definitely in… Read More »Are the markets overvalued? Is it the correct time to invest for a long-term or should I wait for a crash?

What is the best way to monthly invest Rs. 5000-10000 in shares/stocks to get good returns? Should I find a trustworthy firm to manage my investments and take whatever returns I get? Or should I learn to do it myself?What would I need?

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

Investing is like attempting to cook Hyderabadi biryani. If you have the right recipe (knowledge), ingredients (money), time, and passion,… Read More »What is the best way to monthly invest Rs. 5000-10000 in shares/stocks to get good returns? Should I find a trustworthy firm to manage my investments and take whatever returns I get? Or should I learn to do it myself?What would I need?

What is your opinion on investing or holding units in L&T India Value Fund?

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

Investing in any one fund depends on your risk appetite and time horizon. Hence one cannot give a standard advice. Having said… Read More »What is your opinion on investing or holding units in L&T India Value Fund?

How much corpus can I get after 30 years if I have invested 50 lakhs in a lump sum in an l&t emerging business fund?

  • by Ram Kalyan Medury
  • April 22, 2024April 14, 2026

This fund has done well over the last few years. Assuming 18% p.a. (difficult to sustain over 30 years), but… Read More »How much corpus can I get after 30 years if I have invested 50 lakhs in a lump sum in an l&t emerging business fund?

How much are you willing to pay as yearly subscription fees in INR, if you get a portfolio of Indian stocks which returns on an average CAGR of 15% to 20% over long term, say 10+ years?

  • by Ram Kalyan Medury
  • April 22, 2024March 2, 2026

There is no body who can guarantee a return of 20% CAGR year on year. Anyone promising a very high… Read More »How much are you willing to pay as yearly subscription fees in INR, if you get a portfolio of Indian stocks which returns on an average CAGR of 15% to 20% over long term, say 10+ years?

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