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Is it good to go for NPS if we exhaust Section 80C as compared to investing in a mutual fund non-ELSS?

  • by Ram Kalyan Medury
  • April 23, 2024

You may consider National Pension Scheme (NPS) only for Section 80 CCD where Rs 50,000 investment is given additional tax… Read More »Is it good to go for NPS if we exhaust Section 80C as compared to investing in a mutual fund non-ELSS?

Where shall I invest a lump sum of 1 lac for 20 years to earn a decent amount of profit?

  • by Ram Kalyan Medury
  • April 23, 2024

Investing for the long run is a good idea. And over 20 years, your investment can multiply upto 8 times… Read More »Where shall I invest a lump sum of 1 lac for 20 years to earn a decent amount of profit?

A mutual fund is showing profits in regular fund but same fund is showing loss in the direct fund. How is it so?

  • by Ram Kalyan Medury
  • April 23, 2024

This should not happen. If your numbers are still correct, then it might be the following scenario: the direct plan… Read More »A mutual fund is showing profits in regular fund but same fund is showing loss in the direct fund. How is it so?

What is your opinion on investing in DSP US flexible equity fund?

  • by Ram Kalyan Medury
  • April 23, 2024

This fund has had a good performance record thanks to the rising US stock markets. US markets are riding on… Read More »What is your opinion on investing in DSP US flexible equity fund?

What are the common mistakes people make while investing in mutual funds?

  • by Ram Kalyan Medury
  • April 23, 2024

There are many things to look for while investing in mutual funds: What is the asset class? What are the… Read More »What are the common mistakes people make while investing in mutual funds?

Can any one tell me about top 5 mutual funds in India with low risk?

  • by Ram Kalyan Medury
  • April 23, 2024

If you wish to keep risk very low, then go for debt funds. Returns you get are accordingly low. To… Read More »Can any one tell me about top 5 mutual funds in India with low risk?

To avoid LTCG, should I redeem the present 5-year-old ELSS fund and reinvest again?

  • by Ram Kalyan Medury
  • April 23, 2024

LTCG is only on gains made since 31 Jan 2018 and the markets haven’t made any gains in this period.… Read More »To avoid LTCG, should I redeem the present 5-year-old ELSS fund and reinvest again?

How should I proceed? I want to invest in securities or mutual funds and I haven’t invested before.

  • by Ram Kalyan Medury
  • April 23, 2024

It is very easy to get started with mutual funds in a completely paperless manner. Go for an app or… Read More »How should I proceed? I want to invest in securities or mutual funds and I haven’t invested before.

I am 29 years old and I want to invest 5000 INR every month in SIP as a retirement plan. What is the best plan?

  • by Ram Kalyan Medury
  • April 23, 2024

Good move! Rs 5k per month in a set of equity funds will get you best results. You can also… Read More »I am 29 years old and I want to invest 5000 INR every month in SIP as a retirement plan. What is the best plan?

Is it a good option to invest in SIP through ICICI direct?

  • by Ram Kalyan Medury
  • April 23, 2024

Two reasons why it is not a good option to buy an SIP from a 3-in-1 platform (such as the… Read More »Is it a good option to invest in SIP through ICICI direct?

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