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What is the first thing to do for a (new) first time investor to open an SIP mutual fund account?

  • by Ram Kalyan Medury
  • April 25, 2024

As a first-time investor, your maiden step in opening an SIP mutual fund account is to understand your financial goals… Read More »What is the first thing to do for a (new) first time investor to open an SIP mutual fund account?

What is the category of an HDFC small-cap fund, diversified or small-cap?

  • by Ram Kalyan Medury
  • April 25, 2024March 7, 2025

That would be a small cap fund as the name suggests. This means the fund invests in small and emerging… Read More »What is the category of an HDFC small-cap fund, diversified or small-cap?

Which is better, PPF or ELSS for tax savings?

  • by Ram Kalyan Medury
  • April 25, 2024

From a tax savings perspective, the ELSS scores over PPF as the lock in period for ELSS is only 3… Read More »Which is better, PPF or ELSS for tax savings?

Is it the right time to invest in L&T Infrastructure Fund Direct Growth?

  • by Ram Kalyan Medury
  • April 25, 2024

The fund mentioned (L&T Infrastructure Fund) is a sectoral fund. In general, we suggest that a long term investor should… Read More »Is it the right time to invest in L&T Infrastructure Fund Direct Growth?

Is it mandatory to have a cheque book to invest in mutual funds?

  • by Ram Kalyan Medury
  • April 25, 2024

With options like emandate allowing to use your Aadhaar looked bank account, it is not necessary to carry your cheque… Read More »Is it mandatory to have a cheque book to invest in mutual funds?

I want to start mutual fund. In which company should I register?

  • by Ram Kalyan Medury
  • April 25, 2024

To start mutual fund investing, go for a direct mutual fund platform that helps you invest only in Direct Plan… Read More »I want to start mutual fund. In which company should I register?

What is the charge/fee for a CAMS mutual fund service?

  • by Ram Kalyan Medury
  • April 25, 2024

With CAMS or Karvy, there are no charges as such if you invest in direct plan mutual funds. If you… Read More »What is the charge/fee for a CAMS mutual fund service?

Can I start SIP initially with ₹ 10000 monthly for first few years and ₹ 5000 monthly thereafter?

  • by Ram Kalyan Medury
  • April 25, 2024

Yes you can start with an SIP of Rs 10,000 monthly. After a few years, if you wish to reduce… Read More »Can I start SIP initially with ₹ 10000 monthly for first few years and ₹ 5000 monthly thereafter?

When it comes to the stock market, how do you define a balanced portfolio?

  • by Ram Kalyan Medury
  • April 25, 2024

A balanced portfolio is one that is aligned to your requirements and special needs. It is not the same as… Read More »When it comes to the stock market, how do you define a balanced portfolio?

Can we increase the amount in mutual funds while investing?

  • by Ram Kalyan Medury
  • April 25, 2024

Yes, you can invest as much as you can. You can open more SIPs with higher instalments. Some AMCs even… Read More »Can we increase the amount in mutual funds while investing?

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