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In what section of the Indian tax does FMP in mutual funds come?

  • by Ram Kalyan Medury
  • April 25, 2024

FMPs or Fixed Maturity Plans are a class of Debt Funds. They do not come under Section 80C. However they… Read More »In what section of the Indian tax does FMP in mutual funds come?

Which is better PPF or mutual fund?

  • by Ram Kalyan Medury
  • April 25, 2024

The answer depends on your personal situation. Both are essential for a long term portfolio. Provident Fund or PF gives… Read More »Which is better PPF or mutual fund?

Can NRIs open SIP Accounts in India?

  • by Ram Kalyan Medury
  • April 25, 2024

Yes for most NRIs living all around the world. If you are a US or Canada based NRI, then the… Read More »Can NRIs open SIP Accounts in India?

Which debt fund will give me interest over 10% P.A.?

  • by Ram Kalyan Medury
  • April 25, 2024

Do not look for maximising returns in debt funds. They are for safety, security and stability: the 3 S in… Read More »Which debt fund will give me interest over 10% P.A.?

Which mutual funds are best for long term investment of RS. 10,000 through SIP? Should I invest RS.10,000 in a single mutual funds, or should I invest RS.2,000 per month in five different mutual funds?

  • by Ram Kalyan Medury
  • April 25, 2024

It is better to split the investment between 2 or max 3 funds. 5 is too much to manage given… Read More »Which mutual funds are best for long term investment of RS. 10,000 through SIP? Should I invest RS.10,000 in a single mutual funds, or should I invest RS.2,000 per month in five different mutual funds?

Would you invest in India? Why or why not?

  • by Ram Kalyan Medury
  • April 25, 2024

I would definitely invest in India because of the opportunities that abound, problems to be solved and the mass uplift… Read More »Would you invest in India? Why or why not?

What are some good investment schemes apart from PPF and mutual funds?

  • by Ram Kalyan Medury
  • April 25, 2024

Two schemes are good options for you. PPF and mutual funds fit into two classes of investments – fixed income… Read More »What are some good investment schemes apart from PPF and mutual funds?

Which would be the best mutual fund for a one-time investment of Rs. 10 lakhs for a 15-year duration?

  • by Ram Kalyan Medury
  • April 25, 2024

Go for a multicap fund. If this is only your investment, then go for two funds so that you diversify… Read More »Which would be the best mutual fund for a one-time investment of Rs. 10 lakhs for a 15-year duration?

Which mutual Fund (Equity) is ideal for investment in lumpsum? Is it large cap, midcap or small cap fund?

  • by Ram Kalyan Medury
  • April 25, 2024

If you have to pick just one mutual fund go for a mulitcap fund that has the flexibility to choose… Read More »Which mutual Fund (Equity) is ideal for investment in lumpsum? Is it large cap, midcap or small cap fund?

Which is better in terms of Investment for long term (20-30 years) with better growth, ULIP or Mutual Funds?

  • by Ram Kalyan Medury
  • April 25, 2024

A Unit Linked Insurance Plan is not the best investment for building wealth. Charges deducted upfront are significant; so you… Read More »Which is better in terms of Investment for long term (20-30 years) with better growth, ULIP or Mutual Funds?

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