What is the average return in mutual fund in one year?
The one year returns clearly depends on many factors, some of which are in our control and some are not! Debt funds: If you go… Read More »What is the average return in mutual fund in one year?
Ram Kalyan Medury
What does ‘corporate debt’ mean in reference to a mutual fund’s portfolio?
It is simply the money that the mutual fund has lent to a borrower. To understand if the mutual fund has done a good job,… Read More »What does ‘corporate debt’ mean in reference to a mutual fund’s portfolio?
If someone has 60 lakh rupees to invest, in what ways should he invest risk free or a minimum possible risk to generate a fixed income of 1 lakh rupees per month?
The 20% return you are aiming is very aggressive. If you are interested in an income stream, and are willing to stay invested for the… Read More »If someone has 60 lakh rupees to invest, in what ways should he invest risk free or a minimum possible risk to generate a fixed income of 1 lakh rupees per month?
Can you suggest a mutual fund portfolio for Rs.10k (will increase gradually to 20-25k in 5 years) SIP for 10 to 15 years of the horizon with moderate to high-risk appetite?
Go for a mix of one large cap equity fund and one multi cap fund. If you are interested in higher returns then avoid commissions… Read More »Can you suggest a mutual fund portfolio for Rs.10k (will increase gradually to 20-25k in 5 years) SIP for 10 to 15 years of the horizon with moderate to high-risk appetite?
What can go wrong if I were to pick funds purely based on CRISIL rating and invest in the 1st ranked funds? What other ratings are available? Are there better ways to identify good funds?
Every seasoned advisor in the industry will have his or her own ranking model. The key is to understand the philosophy behind it and engage… Read More »What can go wrong if I were to pick funds purely based on CRISIL rating and invest in the 1st ranked funds? What other ratings are available? Are there better ways to identify good funds?
What platform (Zerodha Coin, Clear Funds, etc.) will be good to invest in mutual funds?
While i cannot comment on any one platform, i can share a couple of thoughts to help you make your selection. The best platform is… Read More »What platform (Zerodha Coin, Clear Funds, etc.) will be good to invest in mutual funds?
How do I make a proper flow for SIP, STP & SWP in mutual funds, so that we can expect returns with our desired intervals?
The proper flow is mapped to your personal situation. Ensure that you map out your financial goals and then have SIPs that map to these… Read More »How do I make a proper flow for SIP, STP & SWP in mutual funds, so that we can expect returns with our desired intervals?
What is the first thing to do for a (new) first time investor to open an SIP mutual fund account?
As a first-time investor, your maiden step in opening an SIP mutual fund account is to understand your financial goals and evaluate your risk tolerance.… Read More »What is the first thing to do for a (new) first time investor to open an SIP mutual fund account?
What is the category of an HDFC small-cap fund, diversified or small-cap?
That would be a small cap fund as the name suggests. This means the fund invests in small and emerging companies. The risk taken by… Read More »What is the category of an HDFC small-cap fund, diversified or small-cap?
Which is better, PPF or ELSS for tax savings?
From a tax savings perspective, the ELSS scores over PPF as the lock in period for ELSS is only 3 years, whereas it is 15… Read More »Which is better, PPF or ELSS for tax savings?
