Which company is the best to start an SIP with 5,000/month for 20 years? Is it a safe move?

For a 5000 monthly SIP, i will recommend going with an Equity Index Fund since your time horizon is twenty years. Distribute it between a Nifty 50 index fund and Nifty Next 50 index fund.

Why index fund? Because they beat a large percentage of actively managed funds as per many studies. You can check a good set of index funds here.

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