I want to create a mutual fund portfolio with sip 20000 (4000 tax) for 20 years, risk profile moderately high, what should be the funds in particular?

Great idea! Assuming you get a rate of 15% in the long run, you can hit a corpus of Rs 3.03 crores over 20 years. Go for a mix of Large cap and Multicap equity funds. Based on your risk profile you may add midcap funds too.

Note that not investing in Direct Plan Mutual funds can reduce your corpus by almost 60 lakhs!

Check the Jama.co.in app for the best direct plan fund picks in each category.

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