A 15 year ULIP could set back on your investments by Avoid ULIPs as they are highly leaky and don’t give best returns. They are not the best investments for building wealth.
Significant charges are deducted upfront are significant; so you start with a smaller base and compounding doesn’t grow your money as much as it would in mutual funds.
Read my full answer here: Ram Medury’s answer to Which is a better investment: ULIP, term plan or mutual funds?
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