How do I start a new investment in mutual funds if I am already investing through a bank?

First thing is that realise that a bank is also a broker and makes indirect commissions on your investments. You lose upto 40% in the longer run.

Whats more important is that due to commissions, the products being sold are not always in your best interest.

You can invest in direct plans, choosing an online direct mutual fund aggregator. Switching existing holdings can be easily done by clicking here.

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