There may be some SIP transactions that carry an exit load (usually in equity funds). You also need to check for any Short Term Capital Gains in which case a tax of 15% might be applicable.
These two need to be compared with the gain you make by reducing commissions even if it is for 6 months. In some cases it might be worthwhile to wait till the transaction completes one year. For ELSS funds the wait will be three years.
To get a detailed report on the units and switch implications, send an email to switch@jama.co.in
Read more: https://www.jamawealth.com/direct-plans-vs-regular-plans/
