In the current taxation policies proposed on mutual funds, is it good to continue investing in mutual funds through SIPs?

Yes, please continue your SIPs to continue to invest in mutual funds.

Taxation has brought in a 10% LTCG (long term tax on capital gain) but in the long run this is not a big deal. What most people pay to broker commissions is much more (~ 40% of their long term Portfolio, not just gains). Therefore, switch to direct funds immediately (can happen in minutes).

Dividend taxation has changed and it makes sense for most investors to be in the growth plans.

Read more: 3 Takeaways out of the LTCG & 2018 Budget Announcements

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