Thanks for the A2A.
Just look at the fund that you invest through the app or website. If it does not have the words “Direct Plan” in it, then you are stuck with regular plans.
The only thing wrong about that is that the app/site collects huge indirect commissions on a monthly ‘regular’ basis. This amounts to upto 40% of overall portfolio size in the long run.
You can switch to direct plan mutual funds very easily by clicking here.