Every Dussehra, Ram and Ravana enact the eternal battle of good and evil in front of a spellbound audience. In the world of investments, the fight between risk and return is a similar spectacle.
- Fixed Deposits and Recurring Deposits: These are akin to Ram, the hero that never fails you. They offer moderate returns but are very reliable, backed by the government.
- Government Bonds and Securities: These are like Hanuman, dependable and always there for you. They provide decent returns, backed by sovereign guarantee.
- Equity Mutual Funds: These are like the mighty Bharatha & Shatrughna, potentially giving high returns, but require lots patience. The rewards can be phenomenal, but you need to tolerate market volatility and endure for 14 years!
- Real Estate and Gold: These are like the vanarasena, who are useful in certain situations. Their returns are linked to economic conditions and can provide a hedge against inflation.
- Debt Mutual Funds: They are like the loyal brother Laxman, providing stable returns but susceptible to interest rate changes.
Remember, as Warren Buffett said, “Risk comes from not knowing what you’re doing.” So, understand these investment options, and, if required, take guidance from a SEBI registered advisor like Jama Wealth, who can tailor your investments to your risk appetite.
