Is it wise to invest in gold ETF, gold mutual funds, or buy physical gold and keep it (considering stock fluctuations)?

Avoid physical gold to the extent possible as it comes with costs of holding it and transacting in it. The best option is to go for a Sovereign Gold Bond or a Gold Mutual Fund. Choose a direct plan option if you go the mutual fund route.

In general, gold should be about 5% to 15% of your portfolio depending on your risk profile.

Read more: https://www.jamawealth.com/gold-investment-portfolio/