How does the given portfolio in a mutual fund look?

Your portfolio will be a collection of the mutual fund investments that you have made. Look for net returns, XIRR (or annualised gain). Here is a sample portfolio on Maxiomwealth

If you are referring to the contents of a mutual fund holdings in stocks and bonds, you can check out the AMCs website. A sample:

  • Performance: Look for net returns, XIRR (or annualised gain).
  • Taxes: Avoid dividend schemes and exiting before 1 year in equity funds to avoid short term capital gains
  • Exit loads: Try to avoid exiting before the load period; however if the fund is not doing well then you may exit earlier
  • Risk: Check for volatility, concentration in an AMC and high exposure to under performing stocks.

Use a good portfolio tracking app to be on top of these numbers.

Maxiom Wealth — Free Tool

Is Your Mutual Fund Working Hard Enough?

Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you’re in the right scheme for your risk profile and investment horizon.

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