How can I invest lumpsum amount in small cap mutual funds and hold it for my retirement like for 30 years?

If you are investing for your retirement goal, try picking a combination of asset classes, not jus small cap. Go for a combination of large/mutlicap and small cap based on your risk profile. Get a free scientific risk profile done here.

Getting into only small cap funds may mean that when the time comes to redeem them, the funds may be undergoing a correction. Hence a diversified portfolio is much better.

When you invest, ensure you only do in Direct Plan variants of the Mutual Funds. You then get upto 40% more in long term portfolio size by avoiding commissions and brokers.

If already invested, then switching to direct is really easy. Click here to start your switch.

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