Imagine you’re planning to prepare a traditional thali meal. You need to balance your dishes, ensuring you have a mix of different flavours, but nothing too spicy to disrupt the harmony. The same applies when investing 2 crore rupees for a stable monthly income without any risks.<\/p>\n
The defensive strategy comes to play here, just as you’d opt for comforting dal-rice over a spicy biryani. You need to limit your exposure to volatile elements, like equities, and focus more on stable, predictable ingredients like fixed income securities.<\/p>\n
But remember, the spice of life lies in contentment. Understanding your monthly income needs is key. For instance, a 7% risk-free return today means an annual income of 14 lakhs, which is more than 1 lakh per month. That’s like having a warm, comforting meal ready every month.<\/p>\n
Yet, there’s a risk of inflation, the unseen ingredient that could upset your meal. Inflation can reduce the purchasing power of your fixed income. Therefore, if you can manage with a slightly smaller monthly meal, it’s wise to include a small portion of equity exposure through good mutual funds or stocks. This can help add a dash of extra flavour (read: returns) to your financial thali, aiding in combatting inflation.<\/p>\n
Remember, as the wise saying goes, “Do not put all your eggs in one basket.” Balance is key in investment, just like in a perfect thali meal.<\/p>\n
For personalised guidance, consider Maxiom Wealth’s expert investment advisory and PMS services to help you create a balanced, risk-managed investment plan.<\/p>\n
<\/p>\n
Maxiom Wealth \u2014 Free Tool<\/p>\n
The investors who build wealth through market cycles are those with a plan built for their timeline \u2014 not the market’s. Get a free portfolio review from our advisors.<\/p>\n
Use our SWP Calculator to plan your monthly income →<\/a><\/strong><\/p>\n CAGR Calculator \u2192<\/a> Imagine you’re planning to prepare a traditional thali meal. You need to balance your dishes, ensuring you have a mix of different flavours, but nothing too spicy to disrupt the harmony. The same applies when investing 2 crore rupees for a stable monthly income without any risks. The defensive strategy comes to play here, just… Read More »If I have 2 crore rupees, where should I invest them to get a stable monthly income without any risks?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,92],"tags":[],"class_list":["post-936","post","type-post","status-publish","format-standard","hentry","category-investments","category-strategies-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=936"}],"version-history":[{"count":3,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/936\/revisions"}],"predecessor-version":[{"id":4351,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/936\/revisions\/4351"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n Free Portfolio Review<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"