{"id":868,"date":"2024-04-19T05:13:25","date_gmt":"2024-04-19T05:13:25","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=868"},"modified":"2026-04-15T00:49:34","modified_gmt":"2026-04-15T00:49:34","slug":"which-fund-should-i-choose-between-hdfc-small-cap-and-sbi-small-cap-to-invest-for-an-sip-for-a-period-of-10-years-given-my-risk-appetite-is-very-high","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/19\/which-fund-should-i-choose-between-hdfc-small-cap-and-sbi-small-cap-to-invest-for-an-sip-for-a-period-of-10-years-given-my-risk-appetite-is-very-high\/","title":{"rendered":"Which fund should I choose between HDFC small cap and SBI small cap to invest for an SIP (for a period of 10 years), given my risk appetite is very high?"},"content":{"rendered":"

Both funds have done well and outperformed the category benchmark, though SBI has a higher 5 year performance. It may be a good idea to split the SIPs into both the funds.<\/p>\n

However do make sure of the following THREE<\/strong> things:<\/p>\n

    \n
  1. Your investments are in line with your risk profile<\/a>. Only small cap is not a good idea even for a very aggressive investor. A mix of small\/mid cap and largcap + multicap will give you better results over a long period.<\/li>\n
  2. Invest only in direct plans of these funds, as there is a considerable commission outflow in the regular plans. If you are already invested, switch them over to direct online<\/a>.<\/li>\n
  3. A 10 year horizon is good to invest in such funds, so stay invested through thick and thin. Here again a good asset allocation<\/a> will give you a nice springboard to go more aggressive when markets correct.<\/li>\n<\/ol>\n

    <\/p>\n

    \n

    Maxiom Wealth \u2014 Free Tool<\/p>\n

    Is Your Mutual Fund Working Hard Enough?<\/h3>\n

    Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you’re in the right scheme for your risk profile and investment horizon.<\/p>\n

    Try our Portfolio Rebalancing Calculator →<\/a><\/strong><\/p>\n

    Compare Funds \u2192<\/a>
    \n     Talk to a Financial Advisor<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    Both funds have done well and outperformed the category benchmark, though SBI has a higher 5 year performance. It may be a good idea to split the SIPs into both the funds. However do make sure of the following THREE things: Your investments are in line with your risk profile. Only small cap is not a good idea… Read More »Which fund should I choose between HDFC small cap and SBI small cap to invest for an SIP (for a period of 10 years), given my risk appetite is very high?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,68],"tags":[],"class_list":["post-868","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-risk-based-investing"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=868"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/868\/revisions"}],"predecessor-version":[{"id":4622,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/868\/revisions\/4622"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}