{"id":858,"date":"2024-04-18T12:23:58","date_gmt":"2024-04-18T12:23:58","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=858"},"modified":"2026-03-02T19:30:12","modified_gmt":"2026-03-02T19:30:12","slug":"what-are-some-best-mutual-funds-tax-saving-investment-plans-with-maximum-return-does-bajaj-allianz-goal-assure-any-good","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/18\/what-are-some-best-mutual-funds-tax-saving-investment-plans-with-maximum-return-does-bajaj-allianz-goal-assure-any-good\/","title":{"rendered":"What are some best mutual funds\/tax saving investment plans with maximum return? Does Bajaj Allianz goal assure any good?"},"content":{"rendered":"\n<p>The first thing to know about investments is to avoid any plans that are&nbsp;<a href=\"http:\/\/www.jama.co.in\/investment-and-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">linked with insurance<\/a>. The reason is high commissions, and poor returns. Therefore please avoid any such policies. You can read more about this&nbsp;<a href=\"http:\/\/www.jama.co.in\/3-reasons-investing-direct-mutual-funds-smarter-ulips\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n\n\n<p>The best tax saving investment plans are Public Provident Fund (PPF) and Equity Linked Savings Schemes (<a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/elss\">ELSS<\/a>). PPF has a 15 year locking and ELSS Mutual Funds have a 3 year lock-in.<\/p>\n\n\n\n<p>ELSS have performed well in the long run, some have given 12% plus returns in the long run. For a list of such funds, please click&nbsp;here.<\/p>\n\n\n\n<p>Based on your&nbsp;<a href=\"https:\/\/www.jama.co.in\/app\/risk\/?utm_source=quora&amp;utm_medium=answer\" target=\"_blank\" rel=\"noreferrer noopener\">risk appetite<\/a>&nbsp;you can invest in a mix of both ELSS and PPF.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Maximise Your \u20b91.5 Lakh 80C Tax Saving<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">ELSS is the only 80C option that also builds long-term wealth \u2014 with the shortest lock-in (3 years) and equity-level returns. See your tax saving and projected corpus with our ELSS calculator.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/elss\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Calculate ELSS Returns \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>The first thing to know about investments is to avoid any plans that are&nbsp;linked with insurance. The reason is high commissions, and poor returns. Therefore please avoid any such policies. You can read more about this&nbsp;here. The best tax saving investment plans are Public Provident Fund (PPF) and Equity Linked Savings Schemes (ELSS). PPF has&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/18\/what-are-some-best-mutual-funds-tax-saving-investment-plans-with-maximum-return-does-bajaj-allianz-goal-assure-any-good\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">What are some best mutual funds\/tax saving investment plans with maximum return? Does Bajaj Allianz goal assure any good?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,95],"tags":[],"class_list":["post-858","post","type-post","status-publish","format-standard","hentry","category-investments","category-tax-saving"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/858","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=858"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/858\/revisions"}],"predecessor-version":[{"id":3788,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/858\/revisions\/3788"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=858"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=858"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}