{"id":787,"date":"2024-04-18T11:31:12","date_gmt":"2024-04-18T11:31:12","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=787"},"modified":"2026-03-02T19:30:43","modified_gmt":"2026-03-02T19:30:43","slug":"what-is-the-151515-rule-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/18\/what-is-the-151515-rule-in-mutual-funds\/","title":{"rendered":"What is the 15*15*15 rule in mutual funds?"},"content":{"rendered":"\n

Imagine the rhythmic beats of the dhol during a Punjabi wedding, consistent and powerful. Now, transfer that consistency to the realm of investments, and you get the essence of the 1515<\/em>15 rule. It\u2019s a simple yet powerful concept, highlighting the magic of compounding when one remains steadfast in their mutual fund investments.<\/p>\n\n\n\n

  1. 15% Returns<\/strong>: The first ’15’ refers to the expected annual return. Though equities are known for their ups and downs, over longer durations, top-quality equity mutual funds have historically provided around 12%-15% returns. It’s like expecting the consistent charm of the Taj Mahal, year after year.<\/li>
  2. 15 Years<\/strong>: The second ’15’ signifies the investment horizon, which is 15 years. Think of it as watching a Bollywood movie that slowly unfolds, revealing its full story. A longer time frame in equities helps even out the volatilities and plays into the hands of compounding.<\/li>
  3. Rs. 15 Lakhs<\/strong>: If you consistently invest Rs. 10,000 per month in an equity mutual fund that delivers a 15% return annually, at the end of 15 years, your investment would grow to approximately Rs. 15 lakhs. The beauty here is not just in the returns, but in how a disciplined approach, much like practicing yoga daily, can lead to impressive results.<\/li><\/ol>\n\n\n\n

    Ratan Tata once remarked, “I don\u2019t believe in taking right decisions. I take decisions and then make them right.\u201d The 15-15-<\/em>15 rule embodies this spirit, emphasising consistent investments and allowing compounding to do its magic.<\/p>\n\n\n\n

    To sum up, the 15-15-<\/em>15 rule in mutual funds demonstrates the potency of disciplined investing coupled with the power of compounding. While this rule gives a framework, it’s essential to note that market returns can’t be guaranteed. So, if you’re looking to craft a precise investment strategy, consulting a SEBI Registered Investment Advisor can make a difference. And if you ever need guidance on navigating the mutual fund universe, Maxiom Wealth’s PMS services and associated investment advisory services are here to assist.<\/p>\n\n\n\n\n

    \n

    Maxiom Wealth \u2014 Free Tool<\/p>\n

    Is Your Mutual Fund Working Hard Enough?<\/h3>\n

    Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you’re in the right scheme for your risk profile and investment horizon.<\/p>\n Compare Funds \u2192<\/a>\n Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

    Imagine the rhythmic beats of the dhol during a Punjabi wedding, consistent and powerful. Now, transfer that consistency to the realm of investments, and you get the essence of the 151515 rule. It\u2019s a simple yet powerful concept, highlighting the magic of compounding when one remains steadfast in their mutual fund investments. 15% Returns: The… Read More »What is the 15*15*15 rule in mutual funds?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,90],"tags":[],"class_list":["post-787","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-strategies-mutual-funds"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=787"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/787\/revisions"}],"predecessor-version":[{"id":3821,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/787\/revisions\/3821"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}