{"id":751,"date":"2024-04-18T10:45:59","date_gmt":"2024-04-18T10:45:59","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=751"},"modified":"2026-03-02T19:30:59","modified_gmt":"2026-03-02T19:30:59","slug":"i-want-to-get-returns-of-rs-10000-per-month-how-do-i-do-this-how-much-money-do-i-need-to-invest","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/18\/i-want-to-get-returns-of-rs-10000-per-month-how-do-i-do-this-how-much-money-do-i-need-to-invest\/","title":{"rendered":"I want to get returns of Rs. 10000 per month. How do I do this? How much money do I need to invest?"},"content":{"rendered":"\n

Embarking on an investment journey with a clear income goal is commendable. Let’s tackle this question step by step.<\/p>\n\n\n\n

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Firstly, we need to understand that the amount to be invested primarily depends on the return rate of your chosen investment avenue. For instance, if you aim for a conservative approach via fixed deposits<\/a> that might offer around 5% annual interest, you’d need a different corpus compared to investing in equities, which historically offer around 12% annually, though with higher risk.<\/p>\n\n\n\n

Let’s do some quick math.<\/p>\n\n\n\n

For a conservative approach using fixed deposits:<\/p>\n\n\n\n

Annual returns required: Rs. 10,000 x 12 = Rs. 1,20,000<\/p>\n\n\n\n

At 5% interest: Principal = Rs. 1,20,000 \u00f7 0.05 = Rs. 24,00,000<\/p>\n\n\n\n

For a slightly aggressive approach using equities:<\/p>\n\n\n\n

Annual returns required: Rs. 10,000 x 12 = Rs. 1,20,000<\/p>\n\n\n\n

At 12% interest: Principal = Rs. 1,20,000 \u00f7 0.12 = Rs. 10,00,000<\/p>\n\n\n\n

But remember, while equities offer higher potential returns, they also come with associated risks. So, it’s not just about the math. It’s about aligning the investment with your risk appetite, financial objectives, and horizon.<\/p>\n\n\n\n

To sum up, it’s possible to generate Rs. 10,000 per month, but the initial investment depends significantly on your chosen avenue and risk tolerance. Investing in a mix of asset classes might also be a prudent approach. And as you tread this path, always consider seeking guidance. At Maxiom Wealth, we’re always here to assist with your tailored portfolio management needs.<\/p>\n\n\n\n\n

\n

Maxiom Wealth \u2014 Free Tool<\/p>\n

Are FD Returns Beating Inflation After Tax?<\/h3>\n

A 7% FD rate drops to ~4.9% after 30% tax for high earners \u2014 barely above inflation. See how FD compares to goal-based investments over your horizon.<\/p>\n FD Returns Calculator \u2192<\/a>\n Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

Embarking on an investment journey with a clear income goal is commendable. Let’s tackle this question step by step. Firstly, we need to understand that the amount to be invested primarily depends on the return rate of your chosen investment avenue. For instance, if you aim for a conservative approach via fixed deposits that might… Read More »I want to get returns of Rs. 10000 per month. How do I do this? How much money do I need to invest?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,92],"tags":[],"class_list":["post-751","post","type-post","status-publish","format-standard","hentry","category-investments","category-strategies-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=751"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/751\/revisions"}],"predecessor-version":[{"id":3838,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/751\/revisions\/3838"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=751"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=751"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}