{"id":735,"date":"2024-04-18T10:38:44","date_gmt":"2024-04-18T10:38:44","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=735"},"modified":"2026-03-20T18:40:51","modified_gmt":"2026-03-20T18:40:51","slug":"i-want-to-invest-%e2%82%b9-500-monthly-to-any-mutual-fund-plan-which-is-the-best-mutual-fund-to-invest-for-long-time-and-having-higher-return","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/18\/i-want-to-invest-%e2%82%b9-500-monthly-to-any-mutual-fund-plan-which-is-the-best-mutual-fund-to-invest-for-long-time-and-having-higher-return\/","title":{"rendered":"I want to invest \u20b9 500 monthly to any mutual fund plan. Which is the best mutual fund to invest for long time and having higher return?"},"content":{"rendered":"<p>Ah, with \u20b9500 in hand, think of yourself as a budding chef, ready to whip up a tasty dish. Investing in mutual funds is much like choosing the right ingredients for a signature dish &#8211; with the right mix, patience, and a touch of spice, you can concoct an investment recipe to remember.<\/p>\n<p><strong>1. SIP \u2013 The Slow Cooking Method<\/strong>: Investing via Systematic Investment Plan (SIP) is like the slow cooking technique used in many Indian cuisines. It allows flavors (read benefits) of compounding to marinate over time. With \u20b9500 monthly, SIP is the most suitable route for you.<\/p>\n<p><strong>2. Equity Mutual Funds \u2013 The Masala of the Investment World<\/strong>: For higher returns over the long term, equity mutual funds are the preferred choice. Just like a well-blended masala, these funds have the potential to add zest to your investment. However, they come with their share of volatility, much like the occasional spice overload. It\u2019s the price you pay for potentially higher returns.<\/p>\n<p><strong>3. Researching Fund Performance<\/strong>: Before choosing, ensure you&#8217;ve tasted and approved. Look for consistent performers over 5-10 year periods. Past performance isn\u2019t a sure-shot indicator of future results, but it gives an idea of the fund manager&#8217;s prowess.<\/p>\n<p><strong>4. Low Expense Ratio<\/strong>: Consider funds with a low expense ratio. It\u2019s akin to getting the best ingredients without burning a hole in your pocket. Over time, even a small difference in the expense ratio can affect your returns.<\/p>\n<p>As Benjamin Graham, the guru of value investing, aptly stated, \u201cThe individual investor should act consistently as an investor and not as a speculator.\u201d So, seek growth but be wary of excessive risk.<\/p>\n<p>To sum up, start with a diversified equity fund or a large-cap fund, considering you&#8217;re aiming for long-term growth. But remember, every investor&#8217;s appetite is unique. So, to make the best choice tailored to your palate, consider seeking guidance from a SEBI Registered Investment advisor, like Maxiom Wealth.<\/p>\n<p><!-- mw-cta-block --><\/p>\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n<p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n<h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n<p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n<p style=\"margin-top:1.5em;\"><strong><a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/sip\">Plan your SIP with our Calculator &rarr;<\/a><\/strong><\/p>\n<p>  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a><br \/>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ah, with \u20b9500 in hand, think of yourself as a budding chef, ready to whip up a tasty dish. Investing in mutual funds is much like choosing the right ingredients for a signature dish &#8211; with the right mix, patience, and a touch of spice, you can concoct an investment recipe to remember. 1. SIP&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/18\/i-want-to-invest-%e2%82%b9-500-monthly-to-any-mutual-fund-plan-which-is-the-best-mutual-fund-to-invest-for-long-time-and-having-higher-return\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">I want to invest \u20b9 500 monthly to any mutual fund plan. Which is the best mutual fund to invest for long time and having higher return?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[179,38],"tags":[],"class_list":["post-735","post","type-post","status-publish","format-standard","hentry","category-fund-selection","category-mutual-funds"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=735"}],"version-history":[{"count":3,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/735\/revisions"}],"predecessor-version":[{"id":4335,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/735\/revisions\/4335"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}