Navigating the turbulent seas of direct equity investing requires a seasoned sailor. You’re looking at an annual return rate of 18.8%, which is ambitious, though not impossible, in the realm of small-cap mutual funds.<\/p>\n
First, let’s talk numbers:<\/p>\n
To achieve a corpus of \u20b91 crore from a monthly SIP of \u20b910,000 in 15 years, you’re right in needing an average annual return of 18.8%. Here’s how the math works out:<\/p>\n
FV = P * [(1 + r)^nt – 1] \/ r<\/p>\n
Where: FV = Future Value (the amount you want after 15 years, i.e., \u20b91 crore) P = Monthly investment (\u20b910,000) r = Monthly return rate (18.8% p.a. \/ 12 months = 1.57% per month) t = Time period in years (15 years)<\/p>\n
However, the volatility of the equities and various market factors make it challenging to maintain such a high return consistently. Some good small cap funds or stock portfolios can offer high returns over long periods but can also experience sharp downturns.<\/p>\n
Here are a few reasons why achieving this target needs patience, expertise, and skill:<\/p>\n
When it comes to selecting a small-cap fund, it’s crucial to look at the fund’s performance history, the fund manager’s track record, and the underlying portfolio of stocks. Some well-performing small-cap funds in recent years include the DSP Small Cap Fund and the HDFC Small Cap Fund. But past performance is not an indicator of future returns. A mix of stocks and mutual funds will help diversify your portfolio.<\/p>\n
If this seems daunting, remember that you’re not alone. Consider seeking the help of a SEBI registered investment advisor. At Maxiom Wealth, we abide by the philosophy of “Roots and Wings” – the grounding of high-quality stocks (roots) and the growth potential they offer (wings).<\/p>\n
Remember, the journey to \u20b91 crore is a marathon, not a sprint. Patience, consistency, and discipline can be your best allies on this journey. To sum up, the goal is ambitious but possible with the right strategy, patience, and expert guidance.<\/p>\n
<\/p>\n
Maxiom Wealth \u2014 Free Tool<\/p>\n
Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you’re in the right scheme for your risk profile and investment horizon.<\/p>\n
Plan your SIP with our Calculator →<\/a><\/strong><\/p>\n Try our Portfolio Rebalancing Calculator →<\/a><\/strong><\/p>\n Compare Funds \u2192<\/a> Navigating the turbulent seas of direct equity investing requires a seasoned sailor. You’re looking at an annual return rate of 18.8%, which is ambitious, though not impossible, in the realm of small-cap mutual funds. First, let’s talk numbers: To achieve a corpus of \u20b91 crore from a monthly SIP of \u20b910,000 in 15 years, you’re… Read More »In which small cap mutual fund(s) can I invest 10000 Rs SIP to earn 1 crore in 15 years?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,78],"tags":[],"class_list":["post-350","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-sip"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=350"}],"version-history":[{"count":4,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/350\/revisions"}],"predecessor-version":[{"id":4663,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/350\/revisions\/4663"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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