Scanning the investment landscape in search of moderate returns without excessive risk is a commonly pursued goal. A return of 5-8% annually strikes a balance between the ultra-safe, lower-yielding options and high-risk, high-reward avenues. Let’s check some investment strategies that align with this goal:<\/p>\n\n\n\n
Bank Fixed Deposits<\/a> (FDs)<\/strong>:<\/p>\n\n\n\n Debt Mutual Funds<\/strong>:<\/p>\n\n\n\n Public Provident Fund (PPF)<\/strong>:<\/p>\n\n\n\n Corporate Fixed Deposits<\/strong>:<\/p>\n\n\n\n Real Estate Investment Trusts (REITs)<\/strong>:<\/p>\n\n\n\n Diversified Portfolio<\/strong>:<\/p>\n\n\n\n Engaging with Financial Advisors<\/strong>: Considering the nuances and the ever-evolving nature of financial markets, seeking professional advice is beneficial. Financial advisors can guide you based on the latest trends, economic scenarios, and your risk appetite.<\/p>\n\n\n\n While aiming for a 5-8% return, it’s vital to align investments with your financial goals and risk tolerance. Remember, investments that seem ‘safe’ are not entirely devoid of risk. Regular reviews and adjustments, based on economic conditions and personal circumstances, can enhance the journey’s safety and efficacy.<\/p>\n\n\n\n\n Maxiom Wealth \u2014 Free Tool<\/p>\n A 7% FD rate drops to ~4.9% after 30% tax for high earners \u2014 barely above inflation. See how FD compares to goal-based investments over your horizon.<\/p>\n FD Returns Calculator \u2192<\/a>\n Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":" Scanning the investment landscape in search of moderate returns without excessive risk is a commonly pursued goal. A return of 5-8% annually strikes a balance between the ultra-safe, lower-yielding options and high-risk, high-reward avenues. Let’s check some investment strategies that align with this goal: Bank Fixed Deposits (FDs): Overview: A tried and true avenue, FDs… Read More »What is a relatively safe way to make 5-8% return on investment annually?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[129,9],"tags":[],"class_list":["post-240","post","type-post","status-publish","format-standard","hentry","category-asset-allocation-financial-planning","category-financial-planning"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/240","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=240"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/240\/revisions"}],"predecessor-version":[{"id":4091,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/240\/revisions\/4091"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=240"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=240"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Are FD Returns Beating Inflation After Tax?<\/h3>\n