{"id":1851,"date":"2024-04-25T06:52:24","date_gmt":"2024-04-25T06:52:24","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1851"},"modified":"2026-03-20T18:30:56","modified_gmt":"2026-03-20T18:30:56","slug":"what-are-some-good-investment-schemes-apart-from-ppf-and-mutual-funds","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/25\/what-are-some-good-investment-schemes-apart-from-ppf-and-mutual-funds\/","title":{"rendered":"What are some good investment schemes apart from PPF and mutual funds?"},"content":{"rendered":"<p>Two schemes are good options for you. <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/ppf\">PPF<\/a> and mutual funds fit into two classes of investments &#8211; fixed income and equity respectively. Besides these you can consider:<\/p>\n<ol class=\"wp-block-list\">\n<li><strong>Sovereign Gold Bonds<\/strong>&nbsp;to make up 5% to 10% of your portfolio. I invest in these myself as a hedge against inflation and any volatility in global markets. They provide some interest income, as well as liquidity and low investment costs.<\/li>\n<li>In fixed income, Sukanya Samriddhi Yojana is good, offering the highest return (higher than PPF) and tax exemption at redemption.<\/li>\n<\/ol>\n<p><!-- mw-cta-block --><\/p>\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n<p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n<h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">How Much Will Your PPF \/ EPF Grow to?<\/h3>\n<p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">PPF and EPF offer guaranteed, tax-free returns that outperform FDs after tax. See exactly what your regular contributions will compound into at maturity.<\/p>\n<p style=\"margin-top:1.5em;\"><strong><a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/gold-investment\">Try our free Gold Investment Calculator &rarr;<\/a><\/strong><\/p>\n<p>  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/ppf\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">PPF Calculator \u2192<\/a><br \/>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">EPF Calculator \u2192<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Two schemes are good options for you. PPF and mutual funds fit into two classes of investments &#8211; fixed income and equity respectively. Besides these you can consider: Sovereign Gold Bonds&nbsp;to make up 5% to 10% of your portfolio. I invest in these myself as a hedge against inflation and any volatility in global markets.&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/25\/what-are-some-good-investment-schemes-apart-from-ppf-and-mutual-funds\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">What are some good investment schemes apart from PPF and mutual funds?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131,26],"tags":[],"class_list":["post-1851","post","type-post","status-publish","format-standard","hentry","category-asset-allocation-investments","category-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1851"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1851\/revisions"}],"predecessor-version":[{"id":4292,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1851\/revisions\/4292"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}