{"id":1829,"date":"2024-04-25T06:40:02","date_gmt":"2024-04-25T06:40:02","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1829"},"modified":"2026-03-02T19:22:59","modified_gmt":"2026-03-02T19:22:59","slug":"what-can-go-wrong-if-i-were-to-pick-funds-purely-based-on-crisil-rating-and-invest-in-the-1st-ranked-funds-what-other-ratings-are-available-are-there-better-ways-to-identify-good-funds","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/25\/what-can-go-wrong-if-i-were-to-pick-funds-purely-based-on-crisil-rating-and-invest-in-the-1st-ranked-funds-what-other-ratings-are-available-are-there-better-ways-to-identify-good-funds\/","title":{"rendered":"What can go wrong if I were to pick funds purely based on CRISIL rating and invest in the 1st ranked funds? What other ratings are available? Are there better ways to identify good funds?"},"content":{"rendered":"\n<p>Every seasoned advisor in the industry will have his or her own ranking model. The key is to understand the philosophy behind it and engage someone who will work the fund list for you based on your goals and preferences.<\/p>\n\n\n\n<p>Another thing to keep in mind is that the top ranking funds in any year often do not repeat that performance in the following year(s). Therefore it is important to look at consistency rather than just recent performance. ThIs leads to a more stable \u2018sequence of returns\u2019 which is the hallmark of a stable portfolio.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Every seasoned advisor in the industry will have his or her own ranking model. The key is to understand the philosophy behind it and engage someone who will work the fund list for you based on your goals and preferences. Another thing to keep in mind is that the top ranking funds in any year&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/25\/what-can-go-wrong-if-i-were-to-pick-funds-purely-based-on-crisil-rating-and-invest-in-the-1st-ranked-funds-what-other-ratings-are-available-are-there-better-ways-to-identify-good-funds\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">What can go wrong if I were to pick funds purely based on CRISIL rating and invest in the 1st ranked funds? What other ratings are available? Are there better ways to identify good funds?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,57],"tags":[],"class_list":["post-1829","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-rating"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1829"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1829\/revisions"}],"predecessor-version":[{"id":3318,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1829\/revisions\/3318"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}