{"id":1714,"date":"2024-04-24T11:23:57","date_gmt":"2024-04-24T11:23:57","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1714"},"modified":"2026-03-20T18:30:57","modified_gmt":"2026-03-20T18:30:57","slug":"should-a-beginner-invest-in-stocks-or-in-mutual-funds-considering-the-expectation-time-for-good-returns-is-for-a-year-or-a-two","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/24\/should-a-beginner-invest-in-stocks-or-in-mutual-funds-considering-the-expectation-time-for-good-returns-is-for-a-year-or-a-two\/","title":{"rendered":"Should a beginner invest in stocks or in mutual funds considering the expectation time for good returns is for a year or a two?"},"content":{"rendered":"

A beginner is better off investing in mutual funds because of the following reasons:<\/p>\n

    \n
  1. You can invest with small amounts, as low as Rs 500<\/li>\n
  2. They are managed professionally by a fund manager for a low cost<\/li>\n
  3. Direct Plans get you lowest cost as no broker commission is involved<\/li>\n
  4. Can withdraw anytime you want to (open ended)<\/li>\n
  5. Can invest systemically through SIPs. Read Ram Medury’s answer to What is the best site or app for investing in direct mutual funds through SIP?<\/a><\/li>\n<\/ol>\n

    <\/p>\n

    \n

    Maxiom Wealth \u2014 Free Tool<\/p>\n

    Is Your Mutual Fund Working Hard Enough?<\/h3>\n

    Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you’re in the right scheme for your risk profile and investment horizon.<\/p>\n

    Plan your SIP with our Calculator →<\/a><\/strong><\/p>\n

    Compare Funds \u2192<\/a>
    \n     Talk to a Financial Advisor<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    A beginner is better off investing in mutual funds because of the following reasons: You can invest with small amounts, as low as Rs 500 They are managed professionally by a fund manager for a low cost Direct Plans get you lowest cost as no broker commission is involved Can withdraw anytime you want to… Read More »Should a beginner invest in stocks or in mutual funds considering the expectation time for good returns is for a year or a two?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131,26],"tags":[],"class_list":["post-1714","post","type-post","status-publish","format-standard","hentry","category-asset-allocation-investments","category-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1714","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1714"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1714\/revisions"}],"predecessor-version":[{"id":4296,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1714\/revisions\/4296"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1714"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1714"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1714"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}