{"id":1680,"date":"2024-04-24T10:22:58","date_gmt":"2024-04-24T10:22:58","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1680"},"modified":"2026-03-02T19:24:04","modified_gmt":"2026-03-02T19:24:04","slug":"which-of-these-is-a-better-investment-technique-linked-with-elss-investing-rs-8000-on-the-1st-every-month-via-otm-or-opting-out-of-otm-sips-and-investing-rs-8000-as-a-lump-sum-across-the-3-funds-ever","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/24\/which-of-these-is-a-better-investment-technique-linked-with-elss-investing-rs-8000-on-the-1st-every-month-via-otm-or-opting-out-of-otm-sips-and-investing-rs-8000-as-a-lump-sum-across-the-3-funds-ever\/","title":{"rendered":"Which of these is a better investment technique linked with ELSS, investing Rs 8000 on the 1st every month via OTM or opting out of OTM SIPs and investing Rs 8000 as a lump sum across the 3 funds every month when the NAV is low?"},"content":{"rendered":"\n

I<\/a>nvesting with a One Time Mandate helps add discipline to your investing. Trying to time the market and guessing when the NAV is a futile exercise. A suited has shown that irrespective of the day of your monthly SIP<\/a> the net gains over a 10 year period are almost the same.<\/p>\n\n\n\n

Do make sure you invest in direct plans of mutual funds as they give an extra 1% to 1.5% by cutting gout broker commissions. This adds upto to about 40% more over a persons investment career.<\/p>\n\n\n\n\n

\n

Maxiom Wealth \u2014 Free Tool<\/p>\n

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Use our free SIP calculator to project your wealth at 5, 10, or 20 years. Small monthly amounts compound into life-changing wealth \u2014 but only if you start early enough.<\/p>\n Try the SIP Calculator \u2192<\/a>\n Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

Investing with a One Time Mandate helps add discipline to your investing. Trying to time the market and guessing when the NAV is a futile exercise. A suited has shown that irrespective of the day of your monthly SIP the net gains over a 10 year period are almost the same. Do make sure you… Read More »Which of these is a better investment technique linked with ELSS, investing Rs 8000 on the 1st every month via OTM or opting out of OTM SIPs and investing Rs 8000 as a lump sum across the 3 funds every month when the NAV is low?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,97],"tags":[],"class_list":["post-1680","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-tax-saving-and-elss"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1680"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1680\/revisions"}],"predecessor-version":[{"id":3390,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1680\/revisions\/3390"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}