{"id":1524,"date":"2024-04-23T12:04:19","date_gmt":"2024-04-23T12:04:19","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1524"},"modified":"2026-03-02T19:25:13","modified_gmt":"2026-03-02T19:25:13","slug":"are-there-any-alternative-investment-options-for-equities-mutual-funds-and-other-comparatively-risky-options","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/are-there-any-alternative-investment-options-for-equities-mutual-funds-and-other-comparatively-risky-options\/","title":{"rendered":"Are there any alternative investment options for equities, mutual funds and other comparatively risky options?"},"content":{"rendered":"\n<p>If you are looking for a less risky option, then you can always go for debt mutual funds.<\/p>\n\n\n\n<p>An even less risky option is Government instruments like Public Provident Fund (<a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/ppf\">PPF<\/a>) or <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/sukanya\">Sukanya Samriddhi<\/a> Yojana (SSY). These give between 7.5% to 8% as of today but have a higher lock in period compared to debt mutual funds which have no lock in.<\/p>\n\n\n\n<p>It is always suggested that you take a risk profile assessment before deciding your asset allocation. Click&nbsp;<a href=\"https:\/\/jama.co.in\/app\/accounts\/signup\/?next=%2Fapp%2Fias&amp;next=%2Fapp%2Fias&amp;utm_source=quora&amp;utm_medium=ans\" target=\"_blank\" rel=\"noreferrer noopener\">here for a free assessment<\/a>.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">How Much Will Your PPF \/ EPF Grow to?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">PPF and EPF offer guaranteed, tax-free returns that outperform FDs after tax. See exactly what your regular contributions will compound into at maturity.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/ppf\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">PPF Calculator \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">EPF Calculator \u2192<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>If you are looking for a less risky option, then you can always go for debt mutual funds. An even less risky option is Government instruments like Public Provident Fund (PPF) or Sukanya Samriddhi Yojana (SSY). These give between 7.5% to 8% as of today but have a higher lock in period compared to debt&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/are-there-any-alternative-investment-options-for-equities-mutual-funds-and-other-comparatively-risky-options\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Are there any alternative investment options for equities, mutual funds and other comparatively risky options?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[126,26],"tags":[],"class_list":["post-1524","post","type-post","status-publish","format-standard","hentry","category-alternate-asset","category-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1524"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1524\/revisions"}],"predecessor-version":[{"id":3466,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1524\/revisions\/3466"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}