{"id":1512,"date":"2024-04-23T11:26:16","date_gmt":"2024-04-23T11:26:16","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1512"},"modified":"2026-03-02T19:25:18","modified_gmt":"2026-03-02T19:25:18","slug":"how-is-the-ter-of-mutual-fund-calculated-on-a-daily-weekly-monthly-or-an-annual-basis","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/how-is-the-ter-of-mutual-fund-calculated-on-a-daily-weekly-monthly-or-an-annual-basis\/","title":{"rendered":"How is the TER of mutual fund calculated on a daily, weekly, monthly or an annual basis?"},"content":{"rendered":"\n<p>The Total Expense Ratio (TER) of a Mutual Fund is calculated on a daily basis.<\/p>\n\n\n\n<p>The regulator SEBI has mandated this as such recently and also asked for this to be disclosed on the AMC websites, with the prescribed format as shown below.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/qph.cf2.quoracdn.net\/main-qimg-8e1c0b8fcc7fc9e50619a19cf4a4e59d-lq\" alt=\"\" \/><\/figure>\n\n\n\n<p>As can be seen in #6 above, TERs of Direct Plans of Mutual funds tend to be lesser by 1% to 1.5% as compared to Regular Plans because the former do not carry any distributor commission. This means that direct plan investors can earn upto 40% more in the long run compared to those who go with distributors\/banks\/broker-apps etc.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>The Total Expense Ratio (TER) of a Mutual Fund is calculated on a daily basis. The regulator SEBI has mandated this as such recently and also asked for this to be disclosed on the AMC websites, with the prescribed format as shown below. As can be seen in #6 above, TERs of Direct Plans of&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/how-is-the-ter-of-mutual-fund-calculated-on-a-daily-weekly-monthly-or-an-annual-basis\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">How is the TER of mutual fund calculated on a daily, weekly, monthly or an annual basis?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,39],"tags":[],"class_list":["post-1512","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-mutual-funds-book"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1512"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1512\/revisions"}],"predecessor-version":[{"id":3472,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1512\/revisions\/3472"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}