{"id":1504,"date":"2024-04-23T11:16:43","date_gmt":"2024-04-23T11:16:43","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1504"},"modified":"2026-03-02T19:25:22","modified_gmt":"2026-03-02T19:25:22","slug":"a-mutual-fund-is-showing-profits-in-regular-fund-but-same-fund-is-showing-loss-in-the-direct-fund-how-is-it-so","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/a-mutual-fund-is-showing-profits-in-regular-fund-but-same-fund-is-showing-loss-in-the-direct-fund-how-is-it-so\/","title":{"rendered":"A mutual fund is showing profits in regular fund but same fund is showing loss in the direct fund. How is it so?"},"content":{"rendered":"\n<p>This should not happen. If your numbers are still correct, then it might be the following scenario:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>the direct plan was launched in Jan 2013<\/li><li>The fund\u2019s 5 year performance record was worse than the 10 year performance.<\/li><\/ul>\n\n\n\n<p>Regardless for the same time period, regular plan will perform worse than the direct plan simply because it carries higher expenses. Everything else remains the same.<\/p>\n\n\n\n<p>Please do share a screenshot or the exact dates for a specific response. You can also upload your portfolio for a&nbsp;<a href=\"https:\/\/www.jama.co.in\/app\/import\/?utm_source=quora&amp;utm_medium=answer\" target=\"_blank\" rel=\"noreferrer noopener\">free analysis here.<\/a><\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>This should not happen. If your numbers are still correct, then it might be the following scenario: the direct plan was launched in Jan 2013 The fund\u2019s 5 year performance record was worse than the 10 year performance. Regardless for the same time period, regular plan will perform worse than the direct plan simply because&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/a-mutual-fund-is-showing-profits-in-regular-fund-but-same-fund-is-showing-loss-in-the-direct-fund-how-is-it-so\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">A mutual fund is showing profits in regular fund but same fund is showing loss in the direct fund. How is it so?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,59],"tags":[],"class_list":["post-1504","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-regular-or-direct"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1504"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1504\/revisions"}],"predecessor-version":[{"id":3476,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1504\/revisions\/3476"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}