{"id":1357,"date":"2024-04-23T06:21:10","date_gmt":"2024-04-23T06:21:10","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1357"},"modified":"2026-09-15T10:07:33","modified_gmt":"2026-09-15T10:07:33","slug":"shall-i-exit-from-the-dsp-blackrock-tax-saver-mutual-fund-in-the-current-scenario","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/shall-i-exit-from-the-dsp-blackrock-tax-saver-mutual-fund-in-the-current-scenario\/","title":{"rendered":"Shall I exit from the DSP Tax Saver mutual fund in the current scenario?"},"content":{"rendered":"<p>Before you read the third point that directly answers your question, check out the first two.<\/p>\n<p>You can exit a fund for any of the following reasons:<\/p>\n<ol class=\"wp-block-list\">\n<li>You wish to re align your portfolio, i.e. move the fund into a different fund based on your asset allocation.\n<ol>\n<li>Eg, you need to reduce equity funds as you have already crossed a 60% allocation based on your risk profile.<\/li>\n<\/ol>\n<\/li>\n<li>You really need the money for a goal that is due.<\/li>\n<li>The fund has underperformed vs the market for a long period of time. In this case this fund has been on par with average category. There are some better performing funds.<\/li>\n<\/ol>\n<p><!-- mw-cta-block --><\/p>\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n<p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n<h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n<p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n<p>  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a><br \/>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Before you read the third point that directly answers your question, check out the first two. You can exit a fund for any of the following reasons: You wish to re align your portfolio, i.e. move the fund into a different fund based on your asset allocation. Eg, you need to reduce equity funds as&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/shall-i-exit-from-the-dsp-blackrock-tax-saver-mutual-fund-in-the-current-scenario\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Shall I exit from the DSP Tax Saver mutual fund in the current scenario?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,55],"tags":[],"class_list":["post-1357","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-portfolio-reviews"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1357"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1357\/revisions"}],"predecessor-version":[{"id":4987,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1357\/revisions\/4987"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}