{"id":1318,"date":"2024-04-23T05:11:04","date_gmt":"2024-04-23T05:11:04","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1318"},"modified":"2026-03-02T19:26:43","modified_gmt":"2026-03-02T19:26:43","slug":"what-is-your-best-investment-in-sip-until-now","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/what-is-your-best-investment-in-sip-until-now\/","title":{"rendered":"What is your best investment in SIP until now?"},"content":{"rendered":"\n<p>My best <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/sip\">SIP investments<\/a> started more than 10 years ago in some of the large cap funds.<\/p>\n\n\n\n<p>As i learnt more about investing, i used the following tactics:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>increase the folio with lumpusm investments and<\/li><li>switch in from liquid funds that i had parked whenever i felt that the market had corrected by say 5%<\/li><li>When direct plans were launched in 2013, i switched all my regular plans to direct. This alone added about 10%\u201315% extra gain on these funds. Now that i help people invest in direct plans, we made switching to direct&nbsp;<a href=\"https:\/\/www.jama.co.in\/app\/import\/?utm_source=quora&amp;utm_medium=answer\" target=\"_blank\" rel=\"noreferrer noopener\">very easy<\/a>&nbsp;for all.<\/li><\/ul>\n\n\n\n<p>To name a few, they are Aditya Birla Equity Fund, DSP Black Rock Equity Fund. Since they got the time to compound over time, the returns have been close to 20% CAGR.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">How Much Will Your SIP Grow to?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Use our free SIP calculator to project your wealth at 5, 10, or 20 years. Small monthly amounts compound into life-changing wealth \u2014 but only if you start early enough.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/sip\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Try the SIP Calculator \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>My best SIP investments started more than 10 years ago in some of the large cap funds. As i learnt more about investing, i used the following tactics: increase the folio with lumpusm investments and switch in from liquid funds that i had parked whenever i felt that the market had corrected by say 5%&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/what-is-your-best-investment-in-sip-until-now\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">What is your best investment in SIP until now?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,78],"tags":[],"class_list":["post-1318","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-sip"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1318","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1318"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1318\/revisions"}],"predecessor-version":[{"id":3566,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1318\/revisions\/3566"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1318"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1318"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}