{"id":1316,"date":"2024-04-23T05:09:50","date_gmt":"2024-04-23T05:09:50","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1316"},"modified":"2026-03-20T18:31:01","modified_gmt":"2026-03-20T18:31:01","slug":"how-can-i-invest-in-mutual-funds-without-opting-for-sip","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/how-can-i-invest-in-mutual-funds-without-opting-for-sip\/","title":{"rendered":"How can I invest in mutual funds without opting for SIP?"},"content":{"rendered":"<p>You can invest a lumpsum amount in a mutual fund. The minimum is just Rs 100 in some liquid mutual funds.<\/p>\n<p>While SIP is a good way to invest with discipline in a scheduled manner, you can also do <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/lumpsum\">lumpsum invest<\/a> as and when money becomes available.<\/p>\n<p>A nice hybrid way is the \u201cPay as you go\u201d SIP in the\u00a0<a href=\"https:\/\/maxiomwealth.com\/\">Maxiomwealth<\/a>\u00a0Direct Mutual Fund app. This was you will be prompted to invest each month in the SIP; you can pay or ignore based on your fund availability. You can always come back and invest anytime in that mutual fund and add more units to your folio account.<\/p>\n<p>When you invest, ensure you only do in Direct Plan Mutual Funds. You then get upto 40% more in long term portfolio size by avoiding commissions and brokers.<\/p>\n<p><!-- mw-cta-block --><\/p>\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n<p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n<h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n<p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n<p style=\"margin-top:1.5em;\"><strong><a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/sip\">Plan your SIP with our Calculator &rarr;<\/a><\/strong><\/p>\n<p>  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a><br \/>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>You can invest a lumpsum amount in a mutual fund. The minimum is just Rs 100 in some liquid mutual funds. While SIP is a good way to invest with discipline in a scheduled manner, you can also do lumpsum invest as and when money becomes available. A nice hybrid way is the \u201cPay as&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/how-can-i-invest-in-mutual-funds-without-opting-for-sip\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">How can I invest in mutual funds without opting for SIP?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,84],"tags":[],"class_list":["post-1316","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-sip-vs-lumpsum"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1316"}],"version-history":[{"count":3,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1316\/revisions"}],"predecessor-version":[{"id":4305,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1316\/revisions\/4305"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1316"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1316"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}