{"id":1303,"date":"2024-04-23T04:57:45","date_gmt":"2024-04-23T04:57:45","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1303"},"modified":"2026-03-02T19:26:50","modified_gmt":"2026-03-02T19:26:50","slug":"what-is-n-a-v-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/what-is-n-a-v-in-mutual-funds\/","title":{"rendered":"What is N.A.V. in mutual funds?"},"content":{"rendered":"\n<p>NAV stands for Net Asset Value. This depicts the value of each Mutual Fund unit and is calculated based on the underlying stocks or bonds that it holds. Here are some tips about NAVs that will help in \u201cHappy Investing\u201d.<\/p>\n\n\n\n<p><strong>Tip #1.&nbsp;<\/strong>Avoid any marketing hype about attractive or new launch NAV. A low NAV at launch doesn&#8217;t mean anything as the fund performance depends only on the portfolio that it holds. New Fund Offerings or NFO campaigns are a common marketing trick.<\/p>\n\n\n\n<p><strong>Tip #2.&nbsp;<\/strong>Go for Direct Plans as their NAV&nbsp;<strong>will grow faster<\/strong>&nbsp;than regular plan NAVs. Though they both belong to the same fund since regular plan NAVs are loaded with commissions they will grow slower.<\/p>\n\n\n\n<p>An optical illusion may be created that a regular plan NAV is lower than direct plan. But make no mistake here. A growth from 50 to 100 is 100% growth wherea a growth from 48 to 93 is only 94% growth. Though the NAV is lower it grew by 6 percentage points slower. Of course the difference in growth is pocketed by the broker\/agent.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>NAV stands for Net Asset Value. This depicts the value of each Mutual Fund unit and is calculated based on the underlying stocks or bonds that it holds. Here are some tips about NAVs that will help in \u201cHappy Investing\u201d. Tip #1.&nbsp;Avoid any marketing hype about attractive or new launch NAV. A low NAV at&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/23\/what-is-n-a-v-in-mutual-funds\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">What is N.A.V. in mutual funds?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,40],"tags":[],"class_list":["post-1303","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-nav"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1303","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1303"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1303\/revisions"}],"predecessor-version":[{"id":3573,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1303\/revisions\/3573"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1303"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1303"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}