{"id":1281,"date":"2024-04-22T11:30:46","date_gmt":"2024-04-22T11:30:46","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1281"},"modified":"2026-03-02T19:27:00","modified_gmt":"2026-03-02T19:27:00","slug":"as-an-nri-how-can-i-invest-my-money-in-india-in-a-public-provident-fund","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/as-an-nri-how-can-i-invest-my-money-in-india-in-a-public-provident-fund\/","title":{"rendered":"As an NRI, how can I invest my money in India in a Public Provident Fund?"},"content":{"rendered":"\n<p>Public Provident Fund is a good scheme to invest for the long term, offering good interest rates. The returns and withdrawals are completely tax free.<\/p>\n\n\n\n<p>However, an NRI cannot invest in Public Provident Fund account. If you are Indian resident turned NRI, you may retain your <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/ppf\">PPF<\/a> account till it matures but cannot extend it.<\/p>\n\n\n\n<p><strong>What is the alternative?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If you are looking for low risk options, then An alternative is to invest in Debt Mutual Funds that specialise in Government of India bonds. The are called G-Sec funds. Tax treatment if you hold these for more than 3 years is friendly as you get indexation benefit.<\/li><li>Invest in index funds or some large cap equity funds.<\/li><\/ul>\n\n\n\n<p>To get started as an NRI investor, you can click&nbsp;<a href=\"https:\/\/www.jama.co.in\/nri?utm_source=quora&amp;utm_medium=answer\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">How Much Will Your PPF \/ EPF Grow to?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">PPF and EPF offer guaranteed, tax-free returns that outperform FDs after tax. See exactly what your regular contributions will compound into at maturity.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/ppf\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">PPF Calculator \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">EPF Calculator \u2192<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Public Provident Fund is a good scheme to invest for the long term, offering good interest rates. The returns and withdrawals are completely tax free. However, an NRI cannot invest in Public Provident Fund account. If you are Indian resident turned NRI, you may retain your PPF account till it matures but cannot extend it.&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/as-an-nri-how-can-i-invest-my-money-in-india-in-a-public-provident-fund\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">As an NRI, how can I invest my money in India in a Public Provident Fund?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,43],"tags":[],"class_list":["post-1281","post","type-post","status-publish","format-standard","hentry","category-investments","category-nri"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1281"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1281\/revisions"}],"predecessor-version":[{"id":3584,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1281\/revisions\/3584"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}