{"id":1232,"date":"2024-04-22T11:05:20","date_gmt":"2024-04-22T11:05:20","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1232"},"modified":"2026-03-02T19:27:22","modified_gmt":"2026-03-02T19:27:22","slug":"do-all-mutual-fund-schemes-produce-the-same-returns-in-the-long-run","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/do-all-mutual-fund-schemes-produce-the-same-returns-in-the-long-run\/","title":{"rendered":"Do all mutual fund schemes produce the same returns in the long run?"},"content":{"rendered":"\n

All funds do not give the same returns. This depends on the Type of Fund, and the Channel you buy it from.<\/p>\n\n\n\n

  1. Channel<\/strong>: If you go through a broker or an app that does not offer \u201cDirect Plans\u201d of Mutual Funds, then you will lost 40% more gain on your total portfolio. That is because the 1% to 1.5% commission that the broker takes adds upto 40% over the long run. Always go for Direct Plan Mutual Funds. Choose an online platform that makes it easy. Jama.co.in<\/a> is one [Disclosure: I am with Jama]<\/li>
  2. Type of Fund<\/strong>: Mutual Funds invest either in stocks or bonds.
    1. In general stocks give higher return over a longer period.<\/li>
    2. Bonds are more predictable and give stable returns, but lesser than stocks.<\/li><\/ol><\/li><\/ol>\n\n\n\n

      In general, higher the risk, higher the return over a long enough time period. This applies to debt or bond funds too. You can easily fund the various sub categories and find the returns expectations.<\/p>\n\n\n\n\n

      \n

      Maxiom Wealth \u2014 Free Tool<\/p>\n

      Is Your Mutual Fund Working Hard Enough?<\/h3>\n

      Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you’re in the right scheme for your risk profile and investment horizon.<\/p>\n Compare Funds \u2192<\/a>\n Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"

      All funds do not give the same returns. This depends on the Type of Fund, and the Channel you buy it from. Channel: If you go through a broker or an app that does not offer \u201cDirect Plans\u201d of Mutual Funds, then you will lost 40% more gain on your total portfolio. That is because… Read More »Do all mutual fund schemes produce the same returns in the long run?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,66],"tags":[],"class_list":["post-1232","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-returns-mutual-funds"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1232"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1232\/revisions"}],"predecessor-version":[{"id":3608,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1232\/revisions\/3608"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}