There is no body who can guarantee a return of 20% CAGR year on year. Anyone promising a very high return for a long period is likely taking a high risk approach with your money.<\/p>\n\n\n\n
The best approach to achieve a good return on a consistent and long term basis would be to invest in a diversified equity mutual fund. An example would be Quantum Long Term Mutual Fund which has given about 15% year on year for the last 10 years. Again past performance is no guarantee but one can pick funds that are process driven, not too volatile and have a good work ethic.<\/p>\n\n\n\n
Coming to the fees part, a high fees can reduce your net return significantly. Many \u2018Portfolio Mangers\u2019 offer a 2% fee + 20% share of profits above say 10%. This model will make the portfolio manager richer no matter what happens to your portfolio.<\/p>\n\n\n\n
In my view, a reasonable fee should be about 1.5% or so including all expenses. One way to do this is through direct mutual funds which have an expense ratios of about 1% to 1.2% (on \u2018regular\u2019 plans this comes to about 2.5%). Your financial planner can be paid a small fees to help pick the right funds and align your portfolio.<\/p>\n\n\n\n\n
Maxiom Wealth \u2014 Free Tool<\/p>\n
Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you’re in the right scheme for your risk profile and investment horizon.<\/p>\n Compare Funds \u2192<\/a>\n Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":" There is no body who can guarantee a return of 20% CAGR year on year. Anyone promising a very high return for a long period is likely taking a high risk approach with your money. The best approach to achieve a good return on a consistent and long term basis would be to invest in… Read More »How much are you willing to pay as yearly subscription fees in INR, if you get a portfolio of Indian stocks which returns on an average CAGR of 15% to 20% over long term, say 10+ years?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123,87],"tags":[],"class_list":["post-1202","post","type-post","status-publish","format-standard","hentry","category-advisory-stocks","category-stocks"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1202","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1202"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1202\/revisions"}],"predecessor-version":[{"id":3623,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1202\/revisions\/3623"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}