{"id":1127,"date":"2024-04-22T10:13:28","date_gmt":"2024-04-22T10:13:28","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1127"},"modified":"2026-03-02T19:28:07","modified_gmt":"2026-03-02T19:28:07","slug":"where-should-i-invest-rs-5000-i-dont-want-to-invest-this-amount-on-a-regular-basis-or-a-monthly-basis","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/where-should-i-invest-rs-5000-i-dont-want-to-invest-this-amount-on-a-regular-basis-or-a-monthly-basis\/","title":{"rendered":"Where should I invest Rs. 5000? I don\u2019t want to invest this amount on a regular basis or a monthly basis."},"content":{"rendered":"\n<p>The answer depends on what your investment objective is.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If it is just to build wealth for the long term, then go for equity funds.<\/li><li>If it is to park cash and get better than bank returns, go for liquid or debt funds.<\/li><li>If you wish to save tax, go for tax saving equity funds (ELSS funds).<\/li><\/ul>\n\n\n\n<p>Invest as per your risk appetite &#8211; Get a free scientific risk profile done&nbsp;<a href=\"https:\/\/jama.co.in\/app\/accounts\/signup\/?utm_source=quora&amp;utm_medium=ans&amp;next=%2Fapp%2Fias\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n\n\n<p>Make sure you invest only Direct Plan variants of the Mutual Funds. You then get upto 40% more in long term portfolio size by avoiding commissions and brokers.<\/p>\n\n\n\n<p>If already invested, then switching to direct is really easy. Click&nbsp;<a href=\"https:\/\/www.jama.co.in\/switch.html?utm_source=quora\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>&nbsp;to start your switch.<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>The answer depends on what your investment objective is. If it is just to build wealth for the long term, then go for equity funds. If it is to park cash and get better than bank returns, go for liquid or debt funds. If you wish to save tax, go for tax saving equity funds&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/where-should-i-invest-rs-5000-i-dont-want-to-invest-this-amount-on-a-regular-basis-or-a-monthly-basis\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Where should I invest Rs. 5000? I don\u2019t want to invest this amount on a regular basis or a monthly basis.<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131,26],"tags":[],"class_list":["post-1127","post","type-post","status-publish","format-standard","hentry","category-asset-allocation-investments","category-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1127"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1127\/revisions"}],"predecessor-version":[{"id":3659,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1127\/revisions\/3659"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}