{"id":1097,"date":"2024-04-22T09:56:16","date_gmt":"2024-04-22T09:56:16","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1097"},"modified":"2026-03-20T18:35:50","modified_gmt":"2026-03-20T18:35:50","slug":"what-are-the-safest-investments-to-earn-the-biggest-return-on-my-savings","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/what-are-the-safest-investments-to-earn-the-biggest-return-on-my-savings\/","title":{"rendered":"What are the safest investments to earn the biggest return on my savings?"},"content":{"rendered":"<p>Every Dussehra, Ram and Ravana enact the eternal battle of good and evil in front of a spellbound audience. In the world of investments, the fight between risk and return is a similar spectacle.<\/p>\n<ol class=\"wp-block-list\">\n<li><strong>Fixed Deposits and Recurring Deposits<\/strong>: These are akin to Ram, the hero that never fails you. They offer moderate returns but are very reliable, backed by the government.<\/li>\n<li><strong>Government Bonds and Securities<\/strong>: These are like Hanuman, dependable and always there for you. They provide decent returns, backed by sovereign guarantee.<\/li>\n<li><strong>Equity Mutual Funds<\/strong>: These are like the mighty Bharatha &amp; Shatrughna, potentially giving high returns, but require lots patience. The rewards can be phenomenal, but you need to tolerate market volatility and endure for 14 years!<\/li>\n<li><strong>Real Estate and Gold<\/strong>: These are like the vanarasena, who are useful in certain situations. Their returns are linked to economic conditions and can provide a hedge against inflation.<\/li>\n<li><strong>Debt Mutual Funds<\/strong>: They are like the loyal brother Laxman, providing stable returns but susceptible to interest rate changes.<\/li>\n<\/ol>\n<p>Remember, as Warren Buffett said, &#8220;Risk comes from not knowing what you&#8217;re doing.&#8221; So, understand these investment options, and, if required, take guidance from a SEBI registered advisor like Maxiom Wealth, who can tailor your investments to your risk appetite.<\/p>\n<p><!-- mw-cta-block --><\/p>\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n<p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n<h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Market Volatility Doesn&#8217;t Have to Derail Your Goals<\/h3>\n<p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">The investors who build wealth through market cycles are those with a plan built for their timeline \u2014 not the market&#8217;s. Get a free portfolio review from our advisors.<\/p>\n<p style=\"margin-top:1.5em;\"><strong><a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/gold-investment\">Try our free Gold Investment Calculator &rarr;<\/a><\/strong><\/p>\n<p>  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/cagr\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">CAGR Calculator \u2192<\/a><br \/>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Free Portfolio Review<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Every Dussehra, Ram and Ravana enact the eternal battle of good and evil in front of a spellbound audience. In the world of investments, the fight between risk and return is a similar spectacle. Fixed Deposits and Recurring Deposits: These are akin to Ram, the hero that never fails you. They offer moderate returns but&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/what-are-the-safest-investments-to-earn-the-biggest-return-on-my-savings\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">What are the safest investments to earn the biggest return on my savings?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,92],"tags":[],"class_list":["post-1097","post","type-post","status-publish","format-standard","hentry","category-investments","category-strategies-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1097"}],"version-history":[{"count":3,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1097\/revisions"}],"predecessor-version":[{"id":4311,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1097\/revisions\/4311"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}