{"id":1070,"date":"2024-04-22T09:42:49","date_gmt":"2024-04-22T09:42:49","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1070"},"modified":"2026-03-02T19:28:31","modified_gmt":"2026-03-02T19:28:31","slug":"where-should-one-invest-in-india-to-get-the-best-returns","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/where-should-one-invest-in-india-to-get-the-best-returns\/","title":{"rendered":"Where should one invest in India to get the best returns?"},"content":{"rendered":"\n<p>The&nbsp;<strong>best investment plans with high returns<\/strong>, are equity mutual funds and stocks.&nbsp;<strong>High return investments<\/strong>&nbsp;usually come with higher risk. Hence is is very important to invest as per your ability to take risk and willingness to do so (see link below). These are two different things, but very important.<\/p>\n\n\n\n<p>You could invest in small cap stocks and small cap mutual funds, but the risk is higher and you need to be prepared for them. Our mid cap portfolio circa 2014 gave a high 40% return cagr over the last five years. Many mutual funds also have given higher returns, but then it is important to stay invested in good funds and stocks. Your time in market is more important than timing the market.<\/p>\n\n\n\n<p>If you cannot take higher risk, then you can invest in debt mutual funds, government instruments like PPF.<\/p>\n\n\n\n<p>Avoid investments that deplete tax for you, such as bank Fixed Deposits. There are better alternatives to FD in the form of debt mutual funds that offer high security (such as government security focused funds).<\/p>\n\n\n\n<p>Useful link:&nbsp;<a href=\"https:\/\/jama.co.in\/app\/risk\" target=\"_blank\" rel=\"noreferrer noopener\">Find your risk profile<\/a><\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>The&nbsp;best investment plans with high returns, are equity mutual funds and stocks.&nbsp;High return investments&nbsp;usually come with higher risk. Hence is is very important to invest as per your ability to take risk and willingness to do so (see link below). These are two different things, but very important. You could invest in small cap stocks&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/where-should-one-invest-in-india-to-get-the-best-returns\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Where should one invest in India to get the best returns?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,92],"tags":[],"class_list":["post-1070","post","type-post","status-publish","format-standard","hentry","category-investments","category-strategies-investments"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1070"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1070\/revisions"}],"predecessor-version":[{"id":3685,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1070\/revisions\/3685"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}