{"id":1066,"date":"2024-04-22T09:39:36","date_gmt":"2024-04-22T09:39:36","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1066"},"modified":"2026-03-20T18:35:50","modified_gmt":"2026-03-20T18:35:50","slug":"i-am-thinking-of-investing-around-10000-rupees-in-mutual-funds-through-sip-route-for-a-long-term-how-should-i-divide-the-money-based-on-risks-what-are-the-best-funds-to-invest-now","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/i-am-thinking-of-investing-around-10000-rupees-in-mutual-funds-through-sip-route-for-a-long-term-how-should-i-divide-the-money-based-on-risks-what-are-the-best-funds-to-invest-now\/","title":{"rendered":"I am thinking of investing around 10000 rupees in mutual funds through SIP route for a long term. How should I divide the money based on risks? What are the best funds to invest now?"},"content":{"rendered":"<p>You can invest in a mix of debt and equity funds based on your risk profile. Within equity, this can be further subdivided into large cap, midcap, multicap and small cap. Check here for a f<a href=\"http:\/\/ttps\/www.jama.co.in\/?utm_source=quora&amp;utm_medium=nav_header&amp;next=%2Fapp%2Frisk\" target=\"_blank\" rel=\"noreferrer noopener\">ree risk profile<\/a>.<\/p>\n<p>The best funds to invest in each of these fund classes are listed on any good investment website. You can also check out&nbsp;<a href=\"https:\/\/www.jama.co.in\/direct-mutual-funds\/explore\/?category=y&amp;class=equity\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.jama.co.in\/direct-mutual-funds\/explore\/?category=y&amp;class=equity<\/a>&nbsp;for a list of direct plan funds.<\/p>\n<p>If you invest about Rs 10k as a SIP monthly, you can gain a significant amount over 20 years. See an illustration below. Invest in direct plan funds always.<\/p>\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/qph.cf2.quoracdn.net\/main-qimg-d2ea1692dfa01a8478734a4d927cf8f0-pjlq\" alt=\"\" \/><\/figure>\n<p><!-- mw-cta-block --><\/p>\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n<p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n<h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n<p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n<p style=\"margin-top:1.5em;\"><strong><a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/sip\">Plan your SIP with our Calculator &rarr;<\/a><\/strong><\/p>\n<p>  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a><br \/>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>You can invest in a mix of debt and equity funds based on your risk profile. Within equity, this can be further subdivided into large cap, midcap, multicap and small cap. Check here for a free risk profile. The best funds to invest in each of these fund classes are listed on any good investment&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/i-am-thinking-of-investing-around-10000-rupees-in-mutual-funds-through-sip-route-for-a-long-term-how-should-i-divide-the-money-based-on-risks-what-are-the-best-funds-to-invest-now\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">I am thinking of investing around 10000 rupees in mutual funds through SIP route for a long term. How should I divide the money based on risks? What are the best funds to invest now?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[179,38],"tags":[],"class_list":["post-1066","post","type-post","status-publish","format-standard","hentry","category-fund-selection","category-mutual-funds"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1066"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1066\/revisions"}],"predecessor-version":[{"id":4313,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1066\/revisions\/4313"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}