{"id":1060,"date":"2024-04-22T09:37:04","date_gmt":"2024-04-22T09:37:04","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1060"},"modified":"2026-03-02T19:28:35","modified_gmt":"2026-03-02T19:28:35","slug":"what-are-the-disadvantages-of-investing-in-the-direct-scheme-mutual-funds-over-the-regular-one","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/what-are-the-disadvantages-of-investing-in-the-direct-scheme-mutual-funds-over-the-regular-one\/","title":{"rendered":"What are the disadvantages of investing in the direct scheme mutual funds, over the regular one?"},"content":{"rendered":"\n<p>he only disadvantage of investing in direct plan mutual funds, is that it causes discomfort to commission agents!<\/p>\n\n\n\n<p>One myth propagated by the commission lobby (via media) is that an investor is left to invest on his own with no body to help . This is nonsense.<\/p>\n\n\n\n<p>While investing in regular plan funds through a commission agent will incur about 1.5% commission, going through a SEBI Registered Advisor will result in 0% commission. Of course the RIA to survive will charge a much smaller fee than the commission that you save.<\/p>\n\n\n\n<p>There are many platforms that help an investor choose the best funds and also help invest in them based on their risk profile.\u00a0<a href=\"https:\/\/maxiomwealth.com\/\">Maxiomwealth<\/a>\u00a0is one such that helps you with fund selection, risk profiling and a host of features like family portfolio, systematic plans etc. (disclosure: I work for Maxiom wealth\u0081).<\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Is Your Mutual Fund Working Hard Enough?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Two funds with similar star ratings can deliver very different outcomes. Use our fund comparison tool to check if you&#8217;re in the right scheme for your risk profile and investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/better-funds-checker\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Compare Funds \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>he only disadvantage of investing in direct plan mutual funds, is that it causes discomfort to commission agents! One myth propagated by the commission lobby (via media) is that an investor is left to invest on his own with no body to help . This is nonsense. While investing in regular plan funds through a&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/what-are-the-disadvantages-of-investing-in-the-direct-scheme-mutual-funds-over-the-regular-one\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">What are the disadvantages of investing in the direct scheme mutual funds, over the regular one?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,59],"tags":[],"class_list":["post-1060","post","type-post","status-publish","format-standard","hentry","category-mutual-funds","category-regular-or-direct"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1060"}],"version-history":[{"count":2,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1060\/revisions"}],"predecessor-version":[{"id":3690,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1060\/revisions\/3690"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}