{"id":1008,"date":"2024-04-22T06:30:51","date_gmt":"2024-04-22T06:30:51","guid":{"rendered":"https:\/\/jamawealth.com\/askguru\/?p=1008"},"modified":"2026-03-02T19:29:06","modified_gmt":"2026-03-02T19:29:06","slug":"is-it-wise-to-invest-in-gold-etf-gold-mutual-funds-or-buy-physical-gold-and-keep-it-considering-stock-fluctuations","status":"publish","type":"post","link":"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/is-it-wise-to-invest-in-gold-etf-gold-mutual-funds-or-buy-physical-gold-and-keep-it-considering-stock-fluctuations\/","title":{"rendered":"Is it wise to invest in gold ETF, gold mutual funds, or buy physical gold and keep it (considering stock fluctuations)?"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/qph.cf2.quoracdn.net\/main-qimg-d0faafebe8a5dde0903b66ad0be04f79-pjlq\" alt=\"\" \/><\/figure>\n\n\n\n<p>Avoid physical gold to the extent possible as it comes with costs of holding it and transacting in it. The best option is to go for a <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/gold-investment\">Sovereign Gold Bond<\/a> or a&nbsp;<a href=\"https:\/\/www.jama.co.in\/direct-mutual-funds\/explore\/best-gold-funds-direct-plan-mutual-funds\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gold Mutual Fund<\/a>. Choose a direct plan option if you go the mutual fund route.<\/p>\n\n\n\n<p>In general, gold should be about 5% to 15% of your portfolio depending on your&nbsp;<a href=\"https:\/\/www.jama.co.in\/app\/risk\/?utm_source=quora&amp;utm_medium=answer\" target=\"_blank\" rel=\"noreferrer noopener\">risk profile<\/a>.<\/p>\n\n\n\n<p>Read more:\u00a0<a rel=\"noreferrer noopener\" href=\"https:\/\/www.jama.co.in\/gold-investment-portfolio\/\" target=\"_blank\">https:\/\/www.jamawealth.com\/gold-investment-portfolio\/<\/a><\/p>\n\n\n<!-- mw-cta-block -->\n\n<div class=\"mw-cta-block\" style=\"background:#EEF3FC;border-left:5px solid #1C52A0;padding:22px 26px 20px;margin:36px 0 24px;border-radius:0 10px 10px 0;\">\n  <p style=\"margin:0 0 4px;font-size:11px;font-weight:700;color:#276FC4;letter-spacing:1px;text-transform:uppercase;\">Maxiom Wealth \u2014 Free Tool<\/p>\n  <h3 style=\"margin:0 0 10px;font-size:19px;font-weight:700;color:#113E81;line-height:1.3;\">Gold in Your Portfolio \u2014 How Much Is the Right Amount?<\/h3>\n  <p style=\"margin:0 0 18px;color:#444;font-size:15px;line-height:1.65;\">Gold is a hedge, not a wealth creator. Model your gold investment returns and see how a 5\u201315% allocation compares to equity over your investment horizon.<\/p>\n  <a href=\"https:\/\/maxiomwealth.com\/resources\/calculators\/gold-investment\" style=\"display:inline-block;background:#1C52A0;color:#fff!important;padding:11px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin:0 10px 8px 0;\">Gold Investment Calculator \u2192<\/a>\n  <a href=\"https:\/\/maxiomwealth.com\/meeting\" style=\"display:inline-block;border:2px solid #1C52A0;color:#1C52A0!important;padding:9px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:14px;margin-bottom:8px;\">Talk to a Financial Advisor<\/a>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Avoid physical gold to the extent possible as it comes with costs of holding it and transacting in it. The best option is to go for a Sovereign Gold Bond or a&nbsp;Gold Mutual Fund. Choose a direct plan option if you go the mutual fund route. In general, gold should be about 5% to 15%&hellip;&nbsp;<a href=\"https:\/\/maxiomwealth.com\/askguru\/2024\/04\/22\/is-it-wise-to-invest-in-gold-etf-gold-mutual-funds-or-buy-physical-gold-and-keep-it-considering-stock-fluctuations\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Is it wise to invest in gold ETF, gold mutual funds, or buy physical gold and keep it (considering stock fluctuations)?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1008","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1008","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/comments?post=1008"}],"version-history":[{"count":1,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1008\/revisions"}],"predecessor-version":[{"id":3716,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/posts\/1008\/revisions\/3716"}],"wp:attachment":[{"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/media?parent=1008"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/categories?post=1008"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maxiomwealth.com\/askguru\/wp-json\/wp\/v2\/tags?post=1008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}